Archive for February 11th, 2010

Why Traveling Without Insurance May Cost You More

Thursday, February 11th, 2010
Stuart S. Travel asked:


You are going traveling. You have lots of expenses to cover. You need to pay for your air fare, your accommodation, your food, your travel while away, cultural experiences and the list goes on. You want to save money so you decide not to bother with travel insurance. You are going on the trip of a lifetime so nothing will go wrong. It’s an unnecessary expense so you don’t need it. Wrong. Very wrong. Traveling with out insurance can be the biggest mistake you make when organizing your trip and a very costly one.

 

What is travel insurance? Well there are two kinds of insurance to look at when traveling.

1. Travel insurance, (sometimes called trip insurance) which covers cancellations, delays, lost baggage and emergencies.

2. Travel medical insurance protects you against any medical expense while traveling.

 

Ideally, you need a combination of the two when traveling. 

 

Imagine these scenarios:

You are in Darwin, Australia when a cyclone hits the area. The city is devastated by the cyclone and all services shut down. You have to be evacuated and sent home. Your travel insurance will cover you for this. You do have travel insurance don’t you?

 

Your luggage goes missing in India. You need to buy new clothes and fast. Can you afford it in your budget? Of course you can, you took out traveler’s insurance – didn’t you?

 

Or what if you go surfing in Hawaii and take a big wipeout? You are so severely injured you need surgery and major medical assistance, and then are airlifted home. But that’s okay – your travel medical insurance covers all that. You have got it, haven’t you?

 

Travel insurance is there to protect you in case bad things happen on your trip. It is a necessary expense. Overseas medical costs can be astronomical if you are not insured. And if you are injured in a developing country, medical attention may not be as good as at home. If you are insured you can get flown home and attended to at no cost.

 

Every year the government deals with thousands of cases of travelers being injured, falling ill or dying overseas. This is a distressing situation for all involved, but made even worse when the travelers are not insured, often leaving them with huge bills to pay. Hospitalization in other countries can cost over one thousand dollars a day. Medical evacuations can be in the hundreds of thousands of dollars and if you die in Europe, it can cost over ten thousand dollars to bring your body back home. If you do not have travel insurance you have to cover these costs yourself (or your family will have to find the money).

 

Travel insurance is a cost you need to budget for. If you don’t take it out, your medical expenses could cost a whole lot more. Insure yourself and travel safe.

 

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com



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Jobs That Travel the World - How to Get World Travel Jobs

Thursday, February 11th, 2010
Money For Traveling asked:


Wouldn’t it be great to be able to travel around the world and get paid while you do it? With a little creativity and a lot of courage, those who intelligently plan their world travels can make a serious income while living it up in exotic, worldwide locations.

Let’s get into the ‘meat’ of how this can be done.

There are 3 types of travelers. Which one are you?



1) Savers
– You get a job, or jobs, in one location, save and save, and when you have enough money and nothing tying you down, you go travel. If you’re reading this article you probably already know you don’t want to have this type of job. So, world travel job type number two is…

2) Traveling job seekers. These are people who seek to land jobs that pay them while they travel. Included are tour and adventure guide jobs, film and writing jobs, flight attendant and airline jobs, medical jobs, military work, and so on. 

You can get one of these jobs following a very simple formula: Apply for a bunch of positions. Send recommendations. Make follow-up calls. Send thank-you cards. Sooner or later, someone is going to ‘bite’ and give you a position.

3) Systems travelers. These people are referred to as the ‘new rich.’ They set up systems using simple (but new) technology to constantly deliver value to other people, for which they get paid over and over again. If that was jibberish to you, don’t worry about it. Let’s go a little more into depth about what, exactly, this type of person does.

Here’s an example of a ‘systems traveler’ at work:

Katie likes training dogs, so she makes some YouTube videos and writes a few 1 page articles about some of the stuff she knows. Her ‘job’ is to help other dog owners train their dogs.

When she puts these resources on the internet for others to benefit from, the people who are serious will click on the links in her articles and videos to get more information.

When they do, Katie sends them to a product she has found online that pays her every time someone buys a product. In this case, she makes $66.46 per sale (the actual amount I make for selling a dog training product). One in twenty people buys the product, so if Katie sends 40 people per day to the product, she makes $132.92 per day.

Getting the idea?

Here’s a hint: 40 people a day in terms of traffic is NOTHING. And once the systems are setup properly, your travel job consists of tons of traveling and not a lot of job. 

Jobs that travel the world are a dime a dozen. The ideal situation is to become a systems traveler with a job that travels the world. In other words, your online system covers all your expenses and more, while your ‘job’ is for fun and anything they pay you is just gravy.



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